First Home Guarantee 2026 Property Eligibility Check
Enter the area postcode and price. We’ll auto-detect the state and tell you if the price is within the Home Guarantee Scheme cap.
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Purpose: This tool only checks if a property’s price is within the First Home Guarantee Scheme (FHGS) location cap.
Caps used: Price caps effective 1 October 2025. Caps and program settings may change without notice.
Postcode mapping: The tool auto-detects state/territory and applies the correct cap. Only specific areas (capital cities and designated regional centres) qualify for higher thresholds.
Other eligibility factors: This check does not consider income limits, deposit requirements, citizenship/residency rules, or first-home buyer status — all of which apply under the scheme.
Guidance only: Results are indicative and not financial advice. Confirm eligibility with your lender and the National Housing Finance and Investment Corporation (NHFIC) before relying on this tool.
This tool only checks if the property price is within the FHGS cap (from 1 Oct 2025). Other eligibility rules — like income limits, deposit size, and residency — also apply. Confirm details with your lender or NHFIC.